Personal Insurance

Asset Protection That’s Personal

Your personal property is just that — personal. No one else has the same assets, risks and vulnerabilities you do, so it’s critical that your coverage is as individualized as your needs.

We’re your partner in protecting the assets you’ve worked so hard for. We take the time to talk to you, to see the world through your eyes and to understand your goals. You need a solution designed specifically for you, your assets, your lifestyle and your personal situation. We’ll work with you to make sure your coverage is tailored to meet your needs.

Comprehensive Risk Assessment

We can offer a personalized, objective risk assessment that creates a comprehensive picture of your assets and objectively assesses what’s needed to protect your future. Then we’re able to design a strategy for your unique needs. By sharing the nuances of certain risks and their potential damage, we can give you the information you need to make truly informed decisions — and rest easy.

We Keep Your Personal Insurance Updated

Life changes, and so will your protection needs. We’re not a “once and done” kind of company. Once a year – and anytime your goals shift or the unexpected happens – we take a close look at your entire insurance program. We’re able to:

  • Review your coverages and look for gaps
  • Make sure coverage limits are where they need to be
  • Market your coverage to ensure the best placement and price
  • Evaluate your program components against new marketplace trends

Personal insurance arranged with care, expertise and experience

No matter how unique your coverage requirements are, we have the technical expertise and deep industry knowledge needed to untangle complexity, find better ways and answer questions with facts. Our insurance solutions, backed by some of the very best insurance underwriters, include high limits of excess liability coverage and protection for:

  • Homeowners, farm and ranch
  • Watercraft and yachts
  • Personal aviation and aircraft
  • Secondary and seasonal homes
  • Group excess programs
  • Flood insurance and excess flood
  • Rental properties
  • Automobiles, including antique and recreational vehicles
  • Valuable personal property, jewelry, fine art and wines
  • Personal families and kidnap & ransom
  • Domestic staff
PWhat happens in the future depends largely on your planning today

LIFE INSURANCE

We’ll help you establish an enduring legacy through estate planning, business succession planning, philanthropic strategies and personal wealth management.

We can service our insurance policy holders on any continent

INTERNATIONAL LIFE INSURANCE

We can help you develop strategies to structure and protect your worldwide wealth, navigating potentially complex multinational and multijurisdictional challenges.

We can help you protect your financial future through LTC insurance solutions

LONG TERM CARE (LTG) LIFE INSURANCE

While you may not know what’s around the corner, the good news is that there are ways to plan for the future — and your ProsperityQB advisor can help.

Personal Insurance is just that. Personal. So it’s critical that your coverage is as individualized as your needs.

PERSONAL INSURANCE

We’re committed to building you a discreetly brokered program that’s comprehensive enough to prepare you for the challenges you never saw coming.

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